Buying & Selling Property in Estes Park, Colorado

In honor of our six month anniversary of buying our vacation home at Solitude Cabins in Estes Park, Colorado, I’m sharing six things we learned during the process of buying and selling real estate in our favorite mountain town.

Location, Location, Location

I’ve been hesitant to talk about our decision to buy a vacation home because I was afraid our family and friends would assume that we had been watching too many episodes of HGTV House Hunters or that we secretly won the lottery and forgot to mention it.

I’m getting better at sharing our dream even when it seems a little crazy. We were drawn to the city of Estes Park because we love hiking. We aren’t skiers, so we don’t mind that Estes Park doesn’t have slopes and this fact seems to make it a more affordable option compared to other destination towns in Colorado. For an investment, we like that Estes Park is the gateway to Rocky Mountain National Park which draws nearly 4.5 million visitors annually according to National Park Service statistics.  Estes Park is only an hour and a half away from the booming Denver, CO market.

Once we decided on Estes Park, we did a lot of research on the local housing market on websites like Zillow and signed up for local realtor e-newsletters. You can get a lot of information on the listings but we learned the most from walking through properties. One tip is to check your phone while you are touring to make sure you have reliable cell/data reception especially if you need to keep up with work. Reception in town is generally pretty strong, but more remote locations can get spotty.

purchasing a condo in estes park colorado
Views from our old back deck at Mary’s Lake Lodge

Financing

The condo we owned for a couple of years and the cabin we now own are both classified as condotels which means they can be rented out like hotel rooms with on-site management. We live out-of-state so having on-site management is a good fit for us. Condotels typically do not qualify for traditional home loans so we worked with a local lender who is familiar with the properties. When you are selling, this is something to make sure the potential buyers are aware of before accepting their offer.

buying a condo in Estes Park Colorado
Lobby at Mary’s Lake 2015

Rental Permits and Zoning

Understanding zoning in Estes Park can be a challenge. Our first condo was zoned so that we could rent out the unit for short-term or long-term rentals. An owner could also live there full-time. Our new cabin can only be rented out for short-term rentals. Even as owners we can’t stay at the property for more than 30 days at a time. The town of Estes Park has also put a cap on the number of homes which are located in a residential zone that can be rented out on a short-term basis. This does not affect our property, but it was helpful to understand during our home search.

vacation rental in estes park colorado
View of Longs Peak from our new home away from home at Solitude Cabins

Ongoing Additional Costs

Home Owners Association (HOA) fees and how they are legally managed is a detail that can be easily overlooked when you are staring out the window at your dream mountain view.  The good thing about HOA’s is they often pull together money from all the residence to pay for common amenities and services such as trash, internet, maintenance projects and community swimming pools. Depending on how the HOA is structured, owners might be responsible for the expenses related to exterior items like roof damage or deck maintenance. Interior updates are typically handled by owners individually as well.

Another cost to consider is insurance. If you are renting out your property, you will need liability insurance. Property and income taxes as well as qualifying deductions are things we discussed in detail with our accountant. Some HOA’s have restrictions that do not allow short-term rentals which is important to know if you are hoping to offset costs with rental income.

amenities at properties in estes park colorado
Our toddler loved swimming at the pool at Mary’s Lake Lodge

Furnished vs Unfurnished

Our first condo came unfurnished. I remember sleeping on a blowup mattress the first night before heading to American Furniture Warehouse the next morning in search of the most petite pull-out coach we could find. Our big splurge was on our outdoor furniture. We wanted something comfortable and durable to enjoy the breathtaking views. When we sold our condo we sold it furnished which is an option that buyers appreciate in this market.

Our new cabin was furnished. We had to purchase a new queen-sized couch to qualify the cabin for the rental program, but we didn’t need much else. This time we splurged on local art (found on clearance!) and a nice outdoor grill.

Delivery and shipping items to your new home might be slower and more complicated in Estes Park compared to larger more accessible cities. For example, if you pick out a couch and want to get it delivered, don’t expect next day delivery. The furniture company might have a regular delivery day scheduled 1-2 times per week. We have the same expectations for FedEx or Amazon shipments.

cabin in estes park colorado
We love our new cabin – it’s a great fit for our family

Noise and Amenities

One of the biggest reasons for our switch to Solitude Cabins was the desire for more peace and quiet. We love that the cabins are all free-standing with no shared walls. The previous condo we owned was located in a historic lodge that books many weddings and special events. The bookings are great if you are looking for rental income, but it wasn’t the best fit for our young family. We sometimes miss the amenities the lodge offered including an on-site restaurant and pool. However, we are excited about the proximity we now have to Lake Estes, the Estes Valley Community Center, the community bike trail and Stanley Park. My girls are in heaven!

stanely park in estes park colordao
Stanley Park is one of the local attractions within walking distance of our cabin

If you aren’t sold on buying your own vacation home in Estes Park, we hope you consider staying at Solitude Cabins. It’s truly our dream and we are excited to share it with other people who love Estes Park and Rocky Mountain National Park as much as we do. 

*Disclosure – I’m not a realtor or real estate professional. This post is only based on our personal experience and shouldn’t be taken as real estate, financial investment or legal advice. Think of it as a friend giving you the scoop. Thanks 🙂

 

 

 

 

Our Magical Snow Vacation in Estes Park, Colorado

Waking up to a winter wonderland in Estes Park, Colorado wasn’t what we expected when we planned our trip for October. We expected crisp autumn weather with blue skies and golden aspens. This trip took us by surprise but we had a wonderful time getting cozy by the fireplace in our cabin, taking in the views, playing in Rocky Mountain National Park and enjoying all the shops and treats downtown Estes Park has to offer.

Snow in Estes Park Colorado
Snow in Estes Park Colorado

Aspen in Colorado

We expected to see the golden aspens. The contrast with the snow made them even more breathtaking.

Aspen in snow in estes park colorado

Shopping in Downtown Estes Park

We got all bundled up to play in the snow.  Then I realized in the rush of packing I forgot to bring along gloves so we purchased some in downtown Estes Park. I always love an excuse to go shopping in Estes, so while we were down there I also picked out a cute hat for my husband to ‘surprise’ me with on Christmas.

family friendly trips to colorado

Sledding in Hidden Valley

Our favorite snow adventure was going sledding in Hidden Valley which is located inside of Rocky Mountain National Park. We were worried that there might not be enough snow, but there was just enough to have a blast! We had the hill to ourselves and lucked out with a gorgeous day. The last time we went to Hidden Valley it was very windy and cold! I can say without a doubt it’s the most epic place I’ve ever gone sledding. Plus there is ample parking and a nice shelter with restrooms.

sledding joy in rocky mountain national park

Warm up with Hot Chocolate

Getting hot chocolate at Trailhead Restaurant on Fall River Road was another big hit with my girls. Besides the ample whipped cream, they also enjoyed spending time on the playground right outside.

hot chocolate at trailhead restaurant

Standing on the restaurant’s back deck we got a family photo with ALL OF US LOOKING! I think this is the only one we’ve captured this year. You can basically count on it being our Christmas card.

family photo in estes park colorado

Winter Hiking in Rocky Mountain National Park

You can’t go to the mountains without getting in a little hiking so we took a stroll around Sprague Lake in Rocky Mountain National Park. This short loop trail is one of our favorites because it is very toddler friendly and the views are beyond amazing. This time the lake was half-frozen and the trails were half frozen too.

sprague lake half frozen

The trail around Sprague Lake was nothing compared to the slipping and sliding my sister-in-law and I did on our way up to Bear Lake which is a little higher up the mountain. It was too slippery to carefully carry the girls up to see the beautiful views. That’s Hallet Peak in the background. Yep, I climbed that once!

bear lake in the snow

Elk in Estes Park

Another reason to visit Estes Park in October is to experience elk rut season. They didn’t seem to mind the early snow.

elk season in estes park colorado

We had to cut our trip a few days short because more snow was expected and we didn’t want to get stuck. Well… I don’t know how much I would have minded getting stuck in winter paradise, but we had to get back to work and school.

national park service snow baby

Even though it was cut short, I’d say that our trip was a snow ball. Get it!? Okay that’s my Mom humor coming out.

snow ball

Have you been to Estes Park in the winter? Let us know your favorite snow day activities!

2 Day Itinerary in Estes Park with Toddlers

When we are on vacation with our young girls we try our best to stick to a regular routine and take advantage of unexpected moments. If you are looking for ideas on how to spend a couple days in Estes Park with your young family, here are a couple days we recently enjoyed in our favorite mountain town.

Day 1 Itinerary in Estes Park and Rocky Mountain National Park 
First thing in the morning we drove to Sprague Lake in Rocky Mountain National Park so the girls could burn off some energy by walking around the gorgeous half mile loop. We love this hike because our girls can both walk at their own pace and stop to climb rocks and look at trout. The views of the Continental Divide are stunning – one time we spotted a moose right in the middle of the lake!

Sprague Lake Rocky Mountain National Park

Next we went to Trailhead Restaurant which is attached to the Fall River Visitors Center. We sat outside on the deck and sipped cups of hot chocolate and split warm, gooey cinnamon rolls. The girls played on the attached playground and we enjoyed views of Deer Mountain.

After some quiet time and naps at our cabin, we headed back out in the evening to Snowy Peaks Winery in downtown Estes Park. They have a great kids area with toys and art supplies which occupied our girls while we enjoyed Colorado wine. After the tasting we all headed downstairs and back out to the garden where local bluegrass duo Dahlby & Nadine inspired our own duo to joyfully twirl in circles behind our table.

We went to the playground across the street before heading down the River Walk to Mama Rose’s, an Italian restaurant for dinner. We weren’t lucky enough to grab an outdoor table by the Big Thompson River, but we enjoyed our spot inside. Our three-year-old enjoyed a flight of milk: strawberry, chocolate, vanilla and white. She was nice enough to share sips with her little sister.

Day 2 Itinerary in Estes Park, Rocky Mountain National Park & Brainard Lake
We started out our morning with another favorite lake hike. Lily Lake loop is less than a mile and it’s flat so our girls can hike on their own. Lily Lake is located six miles south of Estes Park on Highway 7. We enjoyed spotting muskrats swimming the in the lake as well as the awesome views of Twin Sisters Peaks, Longs Peak and Lily Mountain.

Mountain Views around Lily Lake in Rocky Mountain National Park

Next we enjoyed coffee and hot chocolate at Coffee on the Rocks. Our girls love walking around the duck filled pond behind the coffee shop. We also ventured into Red Rose Rock Shop which shares a parking lot. The girls each thoughtfully selected pink sparkly rocks from the abundant display.

Rock Shop Estes Park Colorado

We got back in the car with the treasure and our 1.5-year-old instantly fell asleep. We decided to seize the opportunity by grabbing an amazing take-and-go sandwich from Scratch Deli & Bakery and driving to Brainard Lake Recreation Area. This popular hiking destination has been on our bucket list all summer. It’s located 50 minutes away from Estes Park. After sitting in line at the entrance we eventually got a parking spot, which was lucky on a holiday weekend. We got out and hiked around the breathtaking setting.

Hiking with Kids in Rocky Mountain National Park, Brainard Lake Colorado

Even though it was overcast and eventually started to hail, the trip was still worth it!

Brainard Lakes Colorado, Indian Peaks Wilderness

Rainy Afternoon Activity in Estes Park, Colorado
The hail was brief but cut our adventure short. We decided to go swimming indoors when we got back to Estes Park. The Estes Valley Community Center opened a new pool with a lazy river, slides and water play area. There are resident and non-resident fees to use the facility. We had so much fun!

We wrapped up our vacation at Rock Cut Brewing Co. which has games and picnic tables outside. We ordered Chinese takeout from the restaurant next door and saw other people order pizza from across the street. There is typically a food truck option as well.

 

 

Following Rocky Mountain National Park’s Historic Ute Trail

The Ute Trail is located off of Trail Ridge Road, a scenic highway that connects Estes Park, Colorado to Grand Lake, Colorado. Parking is limited to a handful of cars that can fit into a pull-off area between Rainbow Curve and Forest Canyon Overlook.

We dressed in warm layers because the temperature drops as you rise above treeline. The Ute Trail begins at 11,430 ft of elevation which is incredible! On the tundra, the sun shines bright and the wind can be intense. We lucked out with a beautiful day.

Rocky Mountain National Park Ute Trail

We accidentally locked most of our hiking gear including boots and kid carrier in our storage closet, so we picked this hike for the girls to do (mostly) on their own because it’s basically flat.

views from Ute Trail in Rocky Mountain National Park

Both girls did an amazing job, especially our 3-year-old. She wanted to keep going and going. We decided to turn around approximately a mile into our hike, making this a two mile trek for us. Rockymountainhikingtrails.com lists this as a 4 mile round trip hike which gives us a great goal for our next adventure up on the Ute Trail.

Family Friendly hike in Rocky Mountain National Park

The sweeping views are inspiring, but I also love witnessing the intricate plant life that survives in this harsh climate.

Alpine Tundra Rocky Mountain National Park

I can just imagine the the Arapaho and Ute tribes passing here between their summer and winter hunting grounds as they did so many years ago. The National Park Service has placed a historical information plaque at the start of the trail.

Historic Trail in Rocky Mountain National Park Colorado

We spotted wildlife including marmots, pikas and birds. Oh hey, there little guy!

Wildlife in Rocky Mountain National Park Tundra

Trail Ridge Road is open seasonally. You can check road status reports on the National Park Service’s website here. In the high elevation take extra caution with weather that can produce lightening or icy conditions.

The Ute Trail is one of my new favorite family-friendly hikes in Rocky Mountain National Park. If you are looking for more amazing hikes, check out our favorite hikes under two miles.

The Low-Down for Labor Day Vacation in Rocky Mountain National Park

Weather in Rockies
We are packing our bags for our 2018 Labor Day trip to Rocky Mountain National Park. I’m excited because the weather is (hopefully) going to be beautiful. The forecast is showing mid-70s with pretty low chances of rain. At night the temperatures will drop to mid-40s. Here is a link to check the weather in RMNP. It’s colder at high elevations like Trail Ridge Road. It’s time to layer – I’m excited to break out my fleece jacket!

Beating the Crowds in Rocky Mountain National Park
The park will be busy. I’m hoping we can get up and out the door in time to get to our favorite hiking destinations before all the parking spaces are taken. We will probably need to leave by 6:00 AM (maybe even earlier). There are some park-and-rides if we get a late start. Here is a link to the shuttle service in Rocky Mountain National Park. Visitors can also save time by pre-purchasing a park pass online here.

Even in the most popular areas the further we hike the less people we see on the trails. Also, the West side of the park is home to family-friendly destinations that are typically less crowed. Here are a couple posts-from-the-past about the area:

4 Great Reasons to Visit Grand Lake with Kids

A Perfect Picnic at Coyote Valley

Getting the Best Pictures of the Mountains
Sunrise will be right around 6:30 AM and sunset will be around 7:30 PM. I’m paying attention to my watch so I can photograph these magical moments in the mountains. It’s also a great time to spot wildlife in the park. I can’t wait to see elk and hopefully moose.

Wildlife in Rocky Mountain National Park
When I picked up my daughter from preschool today the teacher informed me that she is afraid of bears. Oh my! We live near Kansas City, Missouri so this isn’t an issue at home, but she knows that bears are in the forest including in Rocky Mountain National Park. We’ve never seen one on our hikes or drives, but I’ve heard sightings of these awesome animals are on the rise. It’s good to be prepared with some black bear knowledge. I found helpful ‘Be Bear Aware’ information on a Colorado Parks & Wildlife website. They also provide a fun bear coloring page.

Potty-Training/ Facilities in Rocky Mountain National Park
And speaking of my preschooler, it’s good to know where the best (flush) potty’s in the park are: Alpine Visitor Center, Fall River Visitor Center, Kawuneeche Visitor Center, Moraine Park Discovery Center, Hidden Valley, Sprague Lake. We also bring our own toddler portable potty because we’ve found vault toilets to be a little challenging.

Hiking with Toddlers
When we hike with our kiddos they like to walk a lot of the way. We’ve listed our favorite short distance hikes here. For longer hikes we use kid carriers. There are several shops in town that rent them out including Warming House.

Festivals, Food, Shopping, Parking and More in Estes Park, Colorado
The town of Estes Park, Colorado will also be busy, but they offer free parking and shuttle services which come in handy on crowded weekends. Learn more here. There is always a lot going on downtown Estes Park. Visitestespark.com has a great calendar of events.

 

 

Sweeping Mountain Views and Waterfalls – Our New Favorite Hike in Rocky Mountain National Park’s Wild Basin

This month we drove to the Wild Basin area of Rocky Mountain National Park which is 19 miles south of Estes Park, CO on highway 7. The roads are a little bumpy and narrow as they wind back to the Finch Lake Trailhead where we began our adventure.

The Finch Lake Trailhead was new to us, so our goal was to hike 2 miles in to explore where it would lead. At first, we regretted our decision because for nearly a mile we hiked straight up hill.

Finch Lake trail

Eventually we turned sharply right and into a dense grove of aspens. The trail flattened out enough for us to catch our breath. We spotted signage that showed a route to the Allenspark Trailhead, but we continued on the main trail towards Finch Lake.

aspens in Rocky Mountain National Park

We decided to keep going…at almost 2.5 miles we stopped at a clearing with views of the surrounding mountains. We could see the Wild Basin Ranger Station below which helped us get our bearings and encouraged us to continue despite another steep uphill climb for .3-.4 miles.

rocky mountain views in wild basin

We came to another trail sign that showed the ranger station via Calypso Cascades was 3.1 miles away. We turned towards that route knowing the extra 2.2 miles up to Finch Lake would be longer and more uphill.

hiking in wild basin rocky mountain national park

We were amazed by the stunning views of Mount Meeker, Longs Peak, Mount Pagoda and Chiefs Head. We met a fellow hiker on the trail who told us about a national park fire that scorched the area in 1978. The fire opened up the view and increased the aspen growth.

wild flowers in wild basin rocky mountain national park

We enjoyed a variety of wild flowers as well as the downhill path that lead us by some of our favorite spots including Calypso Cascades and Copeland Falls.

calypso cascades wild basin

When we arrived at the Wild Basin Trailhead we walked less than a half mile back to our car at the Finch Lake Trailhead.

wild basin rocky mountain national park

We ended up loving this hike! We did it with our 3.5-year-old and 1.5-year-old in carriers which was a bit of a (good) challenge for us.

family hike in rocky mountain national park

Wild Basin is awesome! Here are 5 more posts we’ve written about hiking in this area:

Family Friendly Waterfall Hike in Wild Basin

Into the Wild Basin

Waterfalls, Wildflowers, Weather and Wine – Why I love Rocky Mountain National Park in July

Best Waterfall Hikes in Rocky Mountain National Park

Favorite 2-4 Mile Hikes in Rocky Mountain National Park

Deer Mountain – A Great Hiking and Horseback Riding Destination in Rocky Mountain National Park

Hiking Deer Mountain with Toddlers
We just got back from another wonderful family vacation in Rocky Mountain National Park. The first day we decided to hike up Deer Mountain which is one of our favorite hikes because of the amazing views.  Unfortunately, this time the views were pretty hazy from forest fires in nearby Grand Lake, Colorado.

Hazy Skies from Forest Fires in Grand Lake CO

The mountain hike was still beautiful with wildflowers in full bloom. I’m trying to learn more about the different species we see on the trails. Here is a link to some of the most common flowers in Rocky Mountain National Park.
Wildflowers in Bloom in Rocky Mountain National Park

According to Rockymountaintrails.com, this hike starts at 8,940 ft in elevation at the Deer Ridge Junction. It’s 6.2 miles round trip and gains 1,210 ft of elevation.

For us, that’s a pretty tough hike with the kids in their carriers. Our girls are 3 and 1 years old, so longer hikes are a great way to help them grow in patience. I’m really proud of them! It is fun for me to look back on times we’ve hiked this before. Check out past posts:

Deer Mountain – A Family Friendly Summit Hike in Rocky Mountain National Park

Cecy’s First Trip to Rocky Mountain National Park

Horseback Riding Deer Mountain
Later in the week I got a fresh perspective of Deer Mountain by taking a 2 hour horseback riding tour with National Park Gateway Stables.

Horseback Riding Rocky Mountain National Park

The ride ‘follows the Fall River to the base of Deer Mountain and Aspen Glen area into Lil Horseshoe Park and Hidden Meadows.’ You can learn more about the tours on their website. They even have pony rides for ages 2-7.

Horses Rocky Mountains

Mom Tips:
There isn’t a parking lot, ranger station or toilet available near Deer Ridge Junction, so plan ahead if you can. On trips we keep a potty like this one in our car for our 3-year-old.

We pack snacks, drinks, sing songs and play games to keep the girls entertained during longer hikes. Games include ‘tortoise and the hare’ where we take turns who is in the lead and who is going slow paying attention to details (or getting distracted by wildflowers). We also play ‘bear’ where one parent goes ahead with a child and hides behind a tree or rock to jump out and surprise the other parent and sibling.